Import your bank, credit card and paystub PDFs. Monthly Finance parses them on your phone and shows where your money comes from and where it goes. No bank logins, no bank-connection APIs, no server holding your transactions.
Android beta is invite-only while in closed testing. Ask us to add you from the support page.
One month or a stack of years. The app organizes the rest.
Income in, spend out, what's left, by month, year or all time.
Earnings, deductions and year-to-date when your paystub has them.
Merchants identified and spending categorized. Your corrections stick for next time.
Group spending into needs, wants, trips, or whatever your life needs.
Spot spikes against your usual months, with rolling 3, 6 and 12 month averages.
Personal, joint and combined views, with share percentages you set.
Optional map of where in-person spending happened. Network lookup only if you turn it on.
Build a report by account, period and lens, compare periods, and share it as text or an image.
Optional local AI model answers questions about your numbers, on your phone. Learn more.
Sample data shown; personal details redacted.
You don't have to hand over banking credentials to see where your money goes.
If you sync with Google Drive, you can open the same data on your laptop at monthly-finance-app.pages.dev. Edits sync back through your Drive, never through our servers. iCloud sync doesn't support the web companion.
Monthly Finance